Disclaimer - PakCalcHub.com
Last Updated: July 13, 2026 | Contact: contact@pakcalchub.com
1. Estimates Only
All 19 calculators on PakCalcHub.com are estimates only for educational purpose:
- Salary Tax Calculator Pakistan 2026-27 & 2025-26: Based on Finance Bill 2026 proposed slabs. FBR may change in Finance Act gazette. Verify via FBR.gov.pk IRIS and your tax consultant before filing return 1 July to 30 Sep 2026.
- Zakat Calculator: Nisab Rs135k approx per SBP silver standard, changes each Ramadan per SBP Zakat Circular. Ask local scholar.
- Gold Price Calculator Live: Live XAU USD from gold-api.com plus USD/PKR from open.er-api.com via /api/gold with timestamp. International spot plus local Sarafa demand difference may cause variation with Sargodha Sarafa Bazaar rates.
- Currency Converter Live: Interbank rates via /api/forex from open.er-api.com, open market may be 1-3 Rs higher. Not for large forex trading.
- Electricity Bill Calculator: Based on NEPRA FY2025-26 uniform tariff via /api/electricity, but FPA (Fuel Price Adjustment) changes monthly, QTA quarterly, no free API. Editable field. Actual bill includes fixed charges, TV fee, meter rent. Verify with your DISCO duplicate bill (LESCO, FESCO, MEPCO, K-Electric etc).
- Fuel Cost & Mileage: Petrol price Rs299.5/L OGRA 4 July 2026 via /api/petrol (tries scrape via allorigins, fallback latest notified). OGRA revises every 15 days, now weekly. Editable field. Mileage varies with AC, traffic.
- BMI, BMR, Ideal Weight: Formulas Mifflin-St Jeor, Devine, Robinson, WHO BMI classification. Not medical diagnosis. Consult doctor for personal health.
- Marla to Sq Ft, GPA, Percentage, Age, Unit Converter, Discount, Freelancer Tax, CNIC Checker: Standard formulas, PLRA Punjab 272.25 sq ft per marla, HEC grading, BISE percentage, NADRA 13 digit format validation only (no personal data access).
2. Not Financial, Tax, Legal, Medical Advice
PakCalcHub.com is not a law firm, tax firm, medical clinic. Tools do not replace advice from FBR-registered tax practitioner, NEPRA DISCO, SBP authorized dealer, doctor, dietitian, lawyer. For YMYL Finance and Health niche, we provide tools but you must verify with official sources listed above.
3. Live Rates Disclaimer
Our /api/* routes fetch live from internet and show Fetched At timestamp each time you open link (auto on page open). If internet fails, fallback to cached latest notified rate (e.g. petrol 299.5). We attempt to auto update but some rates like NEPRA slabs, FBR slabs, OGRA petrol have no free official API, so we use latest notified plus editable field. We show lastUpdated vs fetchedAt for transparency.
4. No Liability
PakCalcHub.com, authors, hosting Vercel not liable for any loss, damage, tax penalty, bill overpayment, health issues arising from use of calculators. Use at your own risk. Max liability Rs 0 as free site.
5. External Links
We link to authoritative .gov.pk sites for E-E-A-T: FBR.gov.pk, NEPRA.org.pk, SBP.org.pk, OGRA.org.pk, WHO.int, HEC.gov.pk, PLRA Punjab, etc. We are not responsible for their content changes. Our tools link to 2-3 official sources per page.
6. AdSense
Site may show Google AdSense ads after approval. Ads are not endorsements. We do not control ad content via Google programmatic. For 100% clean AdSense, we have no PII collection, no WAPDA bill scraping via reference number, no CNIC personal data fetch, only format validation.
7. Changes
We update calculators when FBR budget June, NEPRA July, OGRA fortnightly, gold forex hourly via auto APIs. Disclaimer last updated date changes accordingly.
8. Contact for Corrections
If you find error in tax slab calculation, NEPRA rate, gold conversion, email contact@pakcalchub.com with screenshot + source link to FBR/NEPRA notification. We update within 24 hours as per our commitment.
This disclaimer is for PakCalcHub.com 19 tools, effective July 2026. For AdSense 100% clean, we comply with Google Publisher Policies, no scraping of personal bills, no thin content.