Gold Price Calculator Pakistan - Live Tola & Gram Rates
Calculate live gold prices in Pakistan per tola and gram across 24k, 22k, 21k, and 18k purities. Convert gold weight to total price (PKR) or convert your cash budget to exact gold weight.
Rs 24,863
Rs 22,774
Rs 21,755
Rs 18,647
Rs 248,628
Rs 265,640
Calculate Total Price for Given Tolas / Grams
Rs 580,000
2 tola × 290,000
Rs 531,280
Rs 507,500
If your local jeweller quotes Rs. 375,000 for a tola while the calculator displays Rs. 367,000, the variation is usually caused by six standard commercial factors in Pakistani Sarafa Bazaars:
- Making Charges (Ujrat): Jewellers charge an additional labor fee for crafting raw gold into rings, bangles, or bridal sets (ranging from Rs 3,000 to Rs 20,000+ per tola).
- Stone & Gemstone Weight: Synthetic stones, pearls, and cubic zirconia are often included in initial scale weight by uncertified sellers. Always demand net gold weight after stone deduction.
- Retail Shop Margin & Security: Retail jewelers in prime commercial centers add a 2% to 5% retail markup to cover security, insurance, and showroom operational overheads.
- Sarafa Association Daily Updates: The All Pakistan Sarafa Gems and Jewellers Association (APGJSA) releases official rate cards twice daily (around 12:30 PM and 5:00 PM PKT). Market quotes fluctuate between updates.
- Regional City Variations: Local Sarafa Bazaars in Karachi (the primary import benchmark), Lahore (Rang Mahal), Islamabad / Rawalpindi, Faisalabad, Peshawar, and Multan may show minor rate differences (Rs 200–500/tola) due to local transportation and regional demand.
- Buy vs. Sell Spread: When buying gold jewelry, you pay the retail ask price (with making fees). When selling back, jewellers offer the pure raw metal bid price with zero making charge refund.
24K gold represents 99.9% pure gold metal with zero alloyed metals. It serves as the international bullion benchmark for minted bars and 1-tola biscuits.
In Pakistan Sarafa Bazaars, 1 Tola equals exactly 11.664 Grams (10 Grams = 0.85735 Tola). Standard 10-tola bar (TT bar) = 116.64g.
Per Tola PKR = (XAU/USD ÷ 31.1035) × USD/PKR × 11.664. Uses SBP interbank USD rates and spot XAU prices.
How Live Gold Rates Are Calculated in Pakistan
The daily bullion gold rate in Pakistani Sarafa Bazaars across major cities (Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad, Peshawar, and Multan) is determined by two main financial metrics: international spot gold market prices (XAU/USD per troy ounce) and the State Bank of Pakistan (SBP) interbank USD to PKR exchange rate. Our live tool automatically retrieves current spot values and interbank rates, calculating the exact 24k per tola rate using the standard formula: Per Tola (PKR) = (XAU/USD Spot ÷ 31.1035) × USD/PKR × 11.664.
Key Formula & Unit Conversions
- Tola to Gram Standard: 1 Tola = 11.664 Grams (10 Grams = 0.85735 Tola).
- 22k Karat Purity (91.66%):
22k Gram Rate = 24k Gram Rate × 0.9166 - 21k Karat Purity (87.50%):
21k Gram Rate = 24k Gram Rate × 0.8750 - 18k Karat Purity (75.00%):
18k Gram Rate = 24k Gram Rate × 0.7500
Essential Tips Before Visiting Sarafa Bazaar
When purchasing gold jewelry or bullion in local markets, always verify whether quotes represent raw metal value or include making charges (Making / Ujrat) and wastage allowance (Katt / Wastage). For gold investments, choose 24k 10-gram minted bars or 1-tola biscuits to minimize premiums. For detailed buying strategies, karat purity breakdowns, and historical trends, read our comprehensive Gold Price Pakistan Tola & Gram Guide.
Learn official calculations, see step-by-step Pakistani tax & utility examples, and read expert tips.
Why This Calculator Is Trustworthy
Developed by Abaid Awan using publicly available benchmarks referenced directly from official Pakistani authorities, including FBR, NEPRA, State Bank of Pakistan (SBP), and WHO guidelines.
- 100% Client-Side Calculation
- Official FY 2026–27 Formulas
- Zero Personal Data Logging
Frequently Asked Questions
How many grams are in 1 tola of gold in Pakistan?▼
In Pakistan and South Asian Sarafa Bazaars, 1 tola equals exactly 11.664 grams (10 grams = 0.85735 tola).
Why is 24K gold more expensive than 22K gold?▼
24K gold is 99.9% pure gold, whereas 22K gold contains 91.66% pure gold alloyed with 8.34% copper or silver for hardness. Thus, 22K is priced at 91.66% of the 24K rate.
Which gold is best for jewellery in Pakistan?▼
22K and 21K gold are best for durable Pakistani bridal and daily-wear jewellery because alloying prevents bending and securely holds gemstone settings. Pure 24K gold is too soft for intricate jewellery.
Why do local Sarafa rates differ from international spot prices?▼
Pakistani Sarafa rates reflect international spot gold (XAU/USD), SBP interbank USD/PKR exchange rates, import tariffs, local physical demand, and daily rate announcements by the All Pakistan Sarafa Gems and Jewellers Association (APGJSA).
How is gold price calculated from the international market?▼
Gold is quoted internationally in troy ounces (1 troy oz = 31.1035g). The formula is: Per Tola (PKR) = (XAU/USD Spot ÷ 31.1035) × USD/PKR × 11.664.
What is the difference between buying and selling gold prices in Pakistan?▼
The buying price (ask) is what you pay a jeweller, including raw gold value plus making charges (Ujrat) and retail margin. The selling price (bid) is what a jeweller pays when buying back pure gold, reflecting raw metal value.
Does this calculator include jeweller making charges or wastage?▼
No. The calculator computes pure metal value based on official bullion rates. Jewellers in Karachi, Lahore, or Rawalpindi add Rs 3,000 to Rs 15,000+ per tola for making charges (Ujrat) and design work.
Related Calculators
View All Calculators→Salary Tax Calculator Pakistan 2026-27 & 2025-26
FBR salaried tax slabs 2025-26 & 2026-27 with return filing
Zakat Calculator Pakistan
2.5% Nisab calculator in PKR, gold, silver
Government Pension Calculator Pakistan
Federal & Provincial pension, commutation lump-sum, and ad-hoc increases
Electricity Bill Calculator Pakistan
LESCO, K-Electric NEPRA slabs Protected/Non-Protected + FPA
Currency Converter & Forex Rates Live
USD, SAR, AED, GBP to PKR live rates with refresh
Fuel Cost & Mileage Calculator Pakistan
Petrol cost, mileage km/L, consumption with live petrol price